NO PRESSURE ASSISTANCE WITH MEDICARE HEALTH PLAN OPTIONS
My services are 100% free. I charge NO fees!
The plan benefits do not change and the coverage does not cost more by using me. I am compensated directly by the insurance carriers.
PRODUCTS & Services
Medicare 101
Medicare Supplement Insurance Plans
(Medigaps)
Medicare Advantage Plans
(Part C)
Medicare Prescription Drug Plans
(Part D)
Dental Plans
Vision Plans
Medicare 101
Medicare can be confusing. Education on Medicare basics includes but is not limited to:
- Who can get Medicare
- When and How to Enroll
- Medicare Parts (A, B, C and D)
- Working past 65
- Coverage Choices
- Penalties
- Costs
Medicare Supplement Insurance Plans (Medigaps)
Medicare Supplement Insurance (Medigap) policies are sold by private companies. These plans help pay some health care costs Original Medicare doesn’t cover, such as copayments, coinsurance and deductibles.
Plans are standardized by the federal government. Each is labeled with a letter and all plans with the same letter offer the same benefits. Allowing you to choose which of the standardized plans best meets your needs by which benefits you want.
My loyalty is with you, not the insurance carrier. I am not only here to explain the plan coverage details and differences but also to compare premiums between multiple major insurance carriers.
Medicare Advantage Plans (Part C)
Medicare Advantage Plans combine Part A and Part B benefits into one plan. Most include prescription drug coverage and offer additional benefits as well, often with no additional premium. Coverage and costs beyond the standards set by Medicare may vary from plan to plan.
You have coverage choices when it comes to your Medicare options. I am here to help you evaluate whether a Medicare Advantage plan fits your needs. The benefits and costs can vary widely from plan to plan so I will help you shop around for a plan that works for you.
Medicare Prescription Drug Plans (Part D)
You can get prescription drug coverage with a stand-alone Part D plan or with a Medicare Advantage plan that includes prescription drug coverage.
I don’t just show you the Part D plan with the lowest premium, I take the time to run each of your prescriptions so we can see which plan has the lowest total out of pocket cost for you (premiums + co-pays + co-insurance).
Dental Plans
Original Medicare doesn’t cover most dental care, dental procedures, or supplies, like cleanings, fillings, tooth extractions, dentures, dental plates, or other dental devices.
I can help you enroll in stand-alone dental plans or see if the Medicare Advantage plan you are interested in includes dental benefits. Delta Dental Personalized Quote and Enroll & Ameritas Personalized Quote and Enroll
Vision Plans
Original Medicare doesn’t cover eye exams (sometimes called “eye refractions”) for eyeglasses or contact lenses.
I can help you enroll in stand-alone vision plans or see if the Medicare Advantage plan you are interested in includes vision benefits. VSP Personalized Quote and Enroll & Ameritas Personalized Quote and Enroll
This site contains decision-support content and information related to Medicare. It is a solicitation for insurance. An insurance agent may contact you. Our company and agents are not connected to or endorsed by the United States Government or The Federal Medicare Program. We do not offer every plan in your area. Currently, we represent eleven organizations which offer one hundred and seventeen products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.
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